Pennsylvania
Pennsylvania state law requires minimum liability auto insurance coverage for:
Medical Benefits — Pays medical bills for you and others who are covered by your policy, regardless of fault. The minimum limit is $5,000 of coverage.
Bodily Injury Liability — If you injure someone in a car accident, this coverage pays their medical and rehabilitation expenses and any damages for which you are found liable. The minimum limit is $15,000/$30,000. The $15,000 pays for injuries to one person, while the $30,000 represents the total available for one accident.
Property Damage Liability — If you damage someone’s property in an accident and are at fault, this coverage pays for it. The minimum limit is $5,000 of coverage. This does not cover your automobile for damage received in an accident or loss of your vehicle due to car theft. Comprehensive and collision coverage are necessary for protection in those cases.
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It's up to you to get the best deal on your auto insurance coverage. No one is going to force open your door and do it for you. With that in mind, get the cheapest auto insurance possible in PA by getting and comparing low rates from major insurance providers for your area in Pennsylvania. Car owners in Bethlehem may have different rates than people in Scranton or Lancaster. It's never been easier to get a great deal on your car insurance in PA. Using the convenient zip code form can help save you money today. There are other ways to save money on your auto insurance in Pennsylvania. For example, see how much you can save by increasing your deductible amount and getting a quote. If you are insuring an older car and/or one that is paid for, check on getting just liability coverage instead of full coverage auto insurance. You can save money easily that way.